FREQUENTLY ASKED QUESTIONS WITH ANSWERS ABOUT CGHS
FREQUENTY ASKED QUESTIONS WITH ANSWERS ABOUT CGHS
Who are entitled for CGHS facilities
1. All Central Govt. employees and their dependant family members residing in CGHS covered areas.
2. Central Govt Pensioners and their eligible family members getting pension from Central Civil Estimates
3. Sitting and Ex-Members of Parliament
4. Ex-Governors & Lt. Governors
5. Freedom Fighters
6. Ex-Vice Presidents
7. Sitting and Ex-Judges of Supreme Court & High Courts
8. Employees and pensioners of certain autonomous organizations in Delhi
9. Journalists (in Delhi )Accredited with PIB( for OPD & at RML Hospital)
10. Delhi Police Personnel in Delhi only
11. Railway Board employees
In how many cities CGHS is presently operative?
CGHS facilities are available in 25 cities in India
1. Ahmedabad 2 Allahabad 3 Bengaluru 4 Bhopal 5 Bhubaneshwar 6. Kolkata 7. Chandigarh 8 Chennai 9.Dehradun 10.Delhi & NCR 11.Guwahati 12. Hyderabad 13. Jabalpur, 14. Jaipur 15 Jammu 16. Kanpur 17. Lucknow 18. Meerut 19. Mumbai 20. Nagpur 21 Patna 22.Pune 23. Ranchi 24. Shillong 25. Thirruvananthapuram
For CGHS cards , as dependant , what is the meaning of the word " family "
The term 'family' means and includes:-
1. "Husband or wife as the case may be and other dependant family members.
2. Dependant Family Members:
parents, sisters, widowed sisters, widowed daughters, minor brothers and minor sister, children and step-children wholly dependent upon the Government Servant and are normally residing with the Government Servant".
Also now included , dependent divorced / separated daughters ( including their dependant minor children) and step-mother.
3. The term dependency means that income from all sources including pensions and pension equivalent of DCRG benefit is less than Rs.3500/- plus amount of DA on Basic pension of Rs3500/- per month.
4. However, there is no such clause as dependency in respect of spouse.
What is the procedure to register with the CGHS?
Pensioners:
1. One can get a CGHS card made from the office of AD / JD of the City.
2. Forms can be downloaded from CGHS Website or can be taken from office of AD / JD of city.
Documents required
i. Application in prescribed format
ii. Proof of Residence/proof of Stay of dependents
iii. Proof of age of son
iv. Disability certificate, if any in case of sons aged 25 & above, who would otherwise cease to be a beneficiary.
v. Photos of eligible family members
vi. Surrender Certificate of CGHS Card while in service ( only in those cases where CGHS Card was issued while in service)
vii. Attested copies of PPO & Last Pay Certificate
viii. Draft for required amount towards CGHS contribution - in the name of 'P.A.O., CGHS New Delhi' in Delhi-and in the name of 'AD, CGHS of the city'.
ix. In case PPO is not ready for any reason there is option to get a provisional card on the basis of Last Pay Certificate.
x. The data is entered through computers and entered in data base and a print out is issued same day for immediate use. Plastic cards are subsequently sent to the residence of the card holder by post.
Read Full Story at Pay Commission Portal
Read Full Story at Pay Commission Portal
DoPT Orders on 19.9.2016 – Relaxation to travel by air to visit NER, J&K and A&N
Government of India
Ministry of Personnel, Public Grievances and Pensions
Department of Personnel and Training
Establishment (A-IV) Desk
Ministry of Personnel, Public Grievances and Pensions
Department of Personnel and Training
Establishment (A-IV) Desk
North Block, New Delhi-110 001
Dated: September 19, 2016
Dated: September 19, 2016
OFFICE MEMORANDUM
Subject:- Central Civil Services (Leave Travel Concession) Rules, 1988 — Relaxation to travel by air to visit NER, J&K and A&N.
The undersigned is directed to refer to this Department’s O.M. of even no. dated 09.09.2016 on the subject noted above regarding extension of the scheme to travel by air to North East Region (NER) , Jammu and Kashmir (J&K) and Andaman & Nicobar Islands (A&N). As clarifications have been sought from many quarters, it is clarified that the following schemes have been extended for a further period of two years, w.e.f. 26th September, 2016:
(i) LTC for visiting NER, J&K and A&N in lieu of a Home Town LTC.
(ii) Facility of air journey to non-entitled government servants for visiting NER, J&K and A&N.
(iii) Permission to undertake journey to Jammu and Kashmir by private airline.
2. The above special dispensation is subject to the following terms & conditions:
(i) All eligible Government servants may avail LTC to visit any place in NER/ A&N/ J&K against the conversion of their one Home Town LTC in a four year block.
(ii) Government servants whose Home Town and Headquarters/place of posting are the same are not allowed the conversion.
(iii) Fresh Recruits are allowed conversion of one of the three Home Town LTCs in a block of four years applicable to them.
(iv) Government servants entitled to travel by air can avail this LTC from their Headquarters in Economy class at LTC-80 fare or less. While travelling to North-East region and Port Blair, journey has to be performed by Air India only. However, while availing LTC to Jammu & Kashmir, service of any airlines may be availed.
(v) Government servants not entitled to travel by air are allowed to travel by air in the following sectors:
(a) Between Kolkata/ Guwahati and any place in NER by Air India only in Economy class at LTC-80 fare or less.
(b) Between Kolkata/ Chennai/ Bhubaneswar and Port Blair by Air India only in Economy class at LTC-80 fare or less.
(c) Between Delhi / Amritsar and any place in J&K by any airlines in Economy class at LTC-80 fare or less.
(b) Between Kolkata/ Chennai/ Bhubaneswar and Port Blair by Air India only in Economy class at LTC-80 fare or less.
(c) Between Delhi / Amritsar and any place in J&K by any airlines in Economy class at LTC-80 fare or less.
Journey for these non-entitled employees from their Headquarters up to Kolkata/ Guwahati/ Chennai/ Bhubaneswar/ Delhi/ Amritsar will have to be undertaken as per their entitlement.
(vi) Air travel by non-entitled officers to NER, J&K and A&N is allowed whether they avail the normal anywhere in India LTC or in lieu of the Home Town LTC as permitted.
(vii) Air Tickets are to be purchased directly from the airlines (Booking counters, website of airlines) or by utilizing the service of Authorized Travel Agents viz. ‘M/s Balmer Lawrie & Company’, ‘M/s Ashok Travels & Tours’ and ‘IRCTC’ (to the extent IRCTC is authorized as per DoPT’s O.M. No. 31011/6/2002- Estt.(A) dated 02.12.2009) while undertaking LTC journey. Booking of tickets through other agencies is not permitted.
3. Efforts should be made by the Government servants to book the air tickets at the cheapest fare possible. All the Ministries/ Departments are advised to bring it to the notice of all their employees that any misuse of LTC will be viewed seriously and the employees will be liable for appropriate action under the rules. In order to keep a check on any kind of misuse of LTC, Ministries/ Departments are advised to randomly get some of the air tickets submitted by the officials verified from the Airlines concerned with regard to the actual cost of air travel vis-a-vis the cost indicated on the air tickets submitted by the officials.
sd/-
(Mukesh Chaturvedi)
Director (Establishment)
dire-dopt@gov.in
(Mukesh Chaturvedi)
Director (Establishment)
dire-dopt@gov.in
Final guidelines on payments banks soon
The Reserve Bank of India (RBI) is soon set to bring out final operational guidelines for payments banks, more than a year after the regulator granted in-principle approval to 11 players for setting up such banks.
This comes about close to two years after the final licencing guidelines had been issued in November 2014, which detailed the requirements and eligibility on the operational front.
Three people familiar with the development told Business Standard that the banking regulator has made it clear that the final guidelines on operations would be out soon. This was also communicated to the players at a closed-door conference in Pune about a week ago.
"RBI thinks the payments banks are a completely new set of banks and completely different from the ones that exist in the country," said a the person who was present at the meeting. "Therefore, we need far more detailed guidelines with respect to capital adequacy ratio, statutory liquidity requirements branches, etc."
However, RBI hasn't given a timeline on when the guidelines are expected. But the in-principal approvals were handed out in September last year and the players had been given 18 months to begin operations.
In September last year, RBI had given in-principle nod to 10 players for small finance banks. Out of this, two have already started operations. Some have been given the final approval. However, RBI is not planning to come out with any separate guidelines for these players as their operations are similar to that of a universal banks and, therefore, the regulator doesn't see the need for such rules. In the case of payments banks, there is no precedence and, therefore a more detailed guidelines are needed, players had said.
Another person familiar with the development said after three players dropped out of the race to set up payments banks, the noise on the profitability and the viability fronts had amplified. That was why the regulator purportedly went back to the drawing board to take a detailed look at the guidelines. Out of the 11 players that were given the licences, Tech Mahindra, a consortium led by Dilip Shangvi and Cholamandalam Investment and Finance had dropped out. Out of the remaining eight, only Airtel has got the final approval from RBI.
Some of the players who had opted out had rising competition from banks and other players in the digital arena as a concern. Other said the scope to make money was very limited in the payments bank space. Expert said it might take at least three years for these players to break even.
Payments banks are being been introduced with the aim of improving financial inclusion. Therefore, the players have been allowed to provide small savings account and payments and remittance services. They are also allowed to accept deposits of up to Rs 1 lakh and can issue debit cards and offer internet banking. However, they are not allowed to lend. Apart from the limited scope of activities, other concerns that remain are on the investment front as these banks are required to invest 75 per cent in government securities, which will reduce the margins even further.
7th Pay Commission Latest News: Committee for allowances to submit report this week; no likely hikes in allowances!
New Delhi, September 19: The special committee that was appointed to look into the allowances recommended by the Seventh Pay Commission, will submit its report this week. The Committee headed by the Union Finance Secretary Ashok Lavasa, has reportedly finalised the report and it will be submitted to Union Finance Minister Arun Jaitley this week. However, the conclusions that the committee has reached regarding the anomalies in the allowances have not yet been ascertained. The Committee was set up in July this year, after it was announced that the recommendations of the Pay Commission will be implemented from this financial year itself.
The Committee to look into allowances was constituted with the aim of looking into “the provision of allowances other than dearness allowance under the 7th Pay Commission recommendations”, as well as any other issue related to the matter. The allowances had been a major bone of contention amongst majority of the central government employees, along with the defense personnel too. After expressing dissatisfaction on the Seventh Pay Commission recommendations, the forces chiefs had openly denied to implement the recommendations, until the anomalies and pay gaps between their allowances and the allowances of the civil servants were addressed. However, last week the chiefs had reportedly agreed to accept the implementation of the recommendations, after Air Chief Marshall Arup Raha had met with the Union Defence Minister Manohar Prrikar, who had assured him that all concerns of the forces will be addressed.
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