Finacle Overview

Finacle Overview:-

Why Finacle choosen by DOP?

Finacle in Brief:-

• The word "Finacle" is collection of two words "Finance" and "Oracle" hence the name "Finacle" originated.
• Finacle package , for banking solutiondeveloped by Indian Technology Corporation Infosys in the year 1999 it has undergone many versions after introduction presently the version of Finacle package is 10+
• Many indian banks and all over the world also using Finacle package as a banking solution as it is highly flexible.
• Finacle core banking solution is a comprehensive,integrated,yet modular and agile business solution,addressing all the core needs of the banks,in easy to configure modules.

Some Important Features of Finacle:- 

1. Finacle facilitates anywhere banking.
2. Finacle uses Relational Database Management System(RDBMS) of Oracle.
3. Finacle is accessed Browser Based Universal Client i.e., Internet Explorer.
4. It used SQL @ PL/SQL for generating the MIS reports from the Central Server.
5. As this is menu driven package,it is very much easy for navigation.
6. It also provides the features such as Customization and Parameterization.
7. Finacle provides multi-lingual support and multi-level security i.e, operation and database.

Advantages of Finacle:-

Finacle menu guide

Finacle menu guide

Module Wise Menu List

CIF IDs

1. CDEDUP - To see whether the customer is already a existing customer

2. CCRC/CIFCR - For creation of CIF

3. CCRC/CIFCR - CIF creation needs a verification by Supervisor

4. CMRC/CIFMD - CIF Modification

5. CMRC/CIFMD - Suspension of CIF ID

6. HCCA - Merger of CIF ID

7. HCRV - Inquiring of CIF IDs(Customer Relationship View)

SB ACCOUNT

1. CASBAO/QDESA - For opening a savings account

2. CASBAV/QDESAVF - For verification of an opened account

3. CASBAOM/QDEMSABV - For modification of an account BEFORE verification

4. CASBAM/QDEMSA - For modification of an account AFTER verification

5. CTM/CXFER - For cash and transfer transactions respectively

6. HPBP - Pass Book Printing

7. HCAAC - To close a savings account and for verification for closure

8. CNAC - Finding out the new account number from the Old account

number

9. HCBM - Changing the status of the customer from Minor to Major

TD ACCOUNT

1. CMISAO/ MISAOP` - To open an account

2. CMISAOPV/ MISAVF - Verification by Supervisor

3. CMISAOPM / MISAMBV - To modify an account before verification

4. CMISAM /MISAMAV - To modify an account after verification

5. TRCDP/ CTM - Fund an account by cash

6. TRTFR/HXFER/CXFER - Fund an account by through transfer

7. HTDTRAN - Transaction inquiry

8. TDRED/HTDREN - To renew a TD account

9. HCAACTD/TDACTCL - To close a TD account

10. HCAACVTD/TDACTCLV - Verification of closer

MIS ACCOUNT

1. CMISAOP/MISAO - To open an account

2. CMISAOPV/MISAVF - Verify the account

3. CMISAOPM/MISAMBV - Modification Before Verification

4. CMISAM/MISAMAV - Modification After Verification

5. HCAACTD - For closure/ pre-closure of the account,

6. HCAACVTD - Verification

7. HTM - Interest to be paid by debiting SUNDARY DEPOSIT MIS

SCSS ACCOUNT

1. CSCAOP/SCSSAO - For opening an SCSS deposit account

2. CSCAOPM/SCSSMBV - Modification BEFORE Verification

3. CSCAOPV/SCSSAV - The account opening verification

4. CSCAM/SCSSMAV - Account modification AFTER Verification

5. HCAACTD - Closure of an SCSS account

6. HCAACVTD - Closure verification

RD ACCOUNT

1. CRDOAAC/RDAOCM - For opening of recurring deposit account

2. CRDOAACV/RDAOVF - Verification of opening

3. CRDOAACM/RDMAO - Modification in the account before verification

4. CRDACM - Modification in the account After verification

5. RDAMT/CRDP - RD Account transaction maintenance

6. CRDCAAC/RDACLM - For closure of recurring deposit account

7. CRDCAACV/RDACLM - Verification of the closure account

PPF ACCOUNT

1. CPPFAO/PPFAO - To open a PPF account

2. CPPFAV/PPFACVF - Verification

3. CPDTM - Funding and for all the future deposits in the PPF account

4. CPWTM - Part withdrawal

5. HAFSM - To unfreeze the account for

6. PPFAMBV/CPPFAOM - PPF A/c can be modified before verification

7. PPFAMAVF/CPPFAM - PPF A/c modification after verification

8. PPFAEXT/HCEXTN - PPF A/c Extension

9. HCAAC - To close a PPF account

NSC/KVP ACCOUNT

1. CSCOAAC/NSCAO - For Opening a NSC Account

2. CSCOAACV/NSCAOVF - Verification

3. HDRP - For printing NSC

4. CSCOAACM/NSCAMBV - Modification of an NSC account can be done BEFORE

verification

5. CSCACM/NSCAM - Modification AFTER Verification can

6. CSCCAAC/NSCAC - For closing an account and this require verification

by the Supervisors by the same menu option

7. HPR - Report can be viewed

8. CSCACM/NSCAM - For modification of a KVP account

9. CSCCAAC/NSCAC - For premature closure/closure on maturity of a KVP

10. HCCA - Transfer of KVP Account from one customer to another

customer

11. HACLITD - For balance inquiry in a KVP account.

LOAN AGAINST RD ACCOUNT

1. CAOLARD/RDHWAO - To open a loan account against RD

2. CAOMLARD/RDHWAMBV - For Modification Before Verification

3. CACMLARD/RDHWAMAV - For Modification After Verification

4. CAOVLARD/RDHWAVF - Verification

5. LARDD/RDHWDP - For disbursement of the sanctioned amount

6. HLAUPAY - For making unscheduled payments (for both bullet

and monthly instalment loans)

7. HLASPAY - For making scheduled payments ( for monthly

instalment loans)

8. HPAYOFF/CAACLA - For closure of the account

9. HPAYOFF/CAACLA - Verification of closer

LOAN ACCOUNT AGAINST A PPF ACCOUNT

1. CLPPFAO/PPFLAO - To open a loan account against PPF

2. CLPPFAOV/PPFLAVF - Verification

3. CLPPFAOM/PPFLAMBV - Modification before verification

4. CLPPFAM/PPFLAMAV - Modification after verification

5. CPWTM/PPFWLINT - For PPF Withdrawal, Loan Disbursement and Interest

Recovery

6. Invoke the menu option CLPR and HACINT before proceeding with account closure

7. CPDTM/ PPFDPLR - For the repayment of the loan and closing the loan account

8. CPDTM/PPFDPLR - Verification

OFFICE ACCOUNTS AND REPORTS

1. HIOT - Inquire on transaction

2. HIOGLT - Inquiry on GL transaction

3. HACLINQ - Office Account Ledger Inquiry

4. HACLPOA - Office A/c. Ledgers Print

INTEREST INQUIRIES AND REPORTS

1. HAITINQ - Account Interest Inquiry

2. HCUIR - Customer Interest Inquiry

3. HAINTRPT - Account Interest report

4. HINTTI - Interest Details Inquiry

5. HLINTI - Inquiry on Interest

6. HIARM - Interest Adjustment

CHARGES INQUIRY AND REPORTS

 HCCI - Customer wise charges Inquiry

 IFD - Inquire Fee details

 CCCSA - Closed Charges For Silent Account

 HGCHRG - General Fees

CLEARING INQUIRIES AND REPORTS

 HPICSL - Print inward clearing statement

 HMICZ - Print inward clearing validation report

 HREJREP - Clearing rejection report

 HINWREMI - Inward Remittance Details Report

 HOUTREMI - Outward Remittance Details Report

 HOIQ - Outward Clearing Instrument Inquiry

 HTRFTOPC - Transfer File to PC

LOAN ACCOUNTS INQUIRY AND REPORTS

 HCULA - Loan accounts of customer report

 HLNGI - Loan General Details

 HLACLI - Ledger Inquiry

CUSTOMER INQUIRIES AND REPORTS

 HACS - Account Selection

 HACSP - Account selection and Print

 HACCBAL - Components of account balance

 HACCBALI - Account balance inquiry

 HACLI - Account Ledger inquiry

 HABMR - Account below minimum balance report

 HACLPCA - Account ledger print

 HCUACC - Account of customer

 HCRV - Customer Search

 HCUDET - Inquire on General Details of Customer

 HACI - Signature Verification

 VSPH - View Signature and Photograph List

CHEQUE BOOKS AND REPORTS

 HCHBI - Cheques book issue inquiry

 HISAI - Inventory Split and Inquiry

 HIIA - Inventory Inquiry All

 HIMI - Inquire on Inventory Movement

 HISI - Inquiring on the inventory

OTHER INQUIRY AND REPORTS

 HBR - Balancing report

 HQBR - Quick balancing report

 HPR - Print report

 HISTR - Inter sol transaction report

 HISAR - Inter sol audit report

 HEXCPRPT - Exceptions Report

 HFINRPT - FINRPT Report Generation

 HGR - General Report

 HPDB - Day Book printing

 HSPRG - Generate Stop Payment Register Report

 HSCWRPT - Shroff Cash Report

 CATREP - Accounts Transfer Report

 HMR - Monthly/Yearly Statistical report

 CSCB - Scheme Balances

 CNSR - HNSR (Monthly/Yearly Nomination Statistical Reports)

 HMEMOPAD - Memo pad Maintenance

DEPOSITS INQUIRY AND REPORTS

 HACDET ` - Account details

 HGDET - General details

 HRELACI - Renewed account inquiry

 HPLIST - Pending installment List (Recurring Deposit)

 HCUMAT - Customer accounts maturities

 HCUTD - Term Deposit of the customer

 HDTRS - Deposit Transactions Report Summary

 HRENHIST - Term Deposit Renewal History Details of Account

 HTDSIP - Tax Report Options

 HTDSREP - Customer Wise TDS Report

TRANSACTIONS INQUIRY AND REPORTS

 HFTI - Financial Transaction Inquiry

 HFTR - Financial Transaction Report

 HTCPIAE - Teller cash position Inquiry - employee

 HTCPIAC - Teller cash position Inquiry- currency

 HOCI - Outward cheques Inquiry

 HABI - Balance Inquiry

 HACSBIO - A/c. Shadow Balance Inquiry

 CNSTRP - Transactions Report

SAVINGS ACCOUNT INQUIRY AND REPORTS

 CATREP - Accounts transfer Report

 CCHQREP - Cheques Report Generation

 CMITMA - Minor to Major Report

 CRVACC - Dormant Accounts revived Report

 CSIREP - Silent account Report

 CAFUREP - Account Freeze and Unfreeze Report

 CWAREP - Welcome Kit Account Report

 CWDREP - Report of SB Withdrawals above Rs.10000

 HACDET - A/c. Balance Details

 CNAC - Old Accounts Details Look Up

 HACCDET - Inquire on General Details of Account

 HAFSM - Account freeze/Unfreeze

 HSSII - Inquire on standing instructions maintenance

 HSIREPTS - Standing Instructions Reports

DAY END

 HFTI - Financial Transaction Inquiry

 HSVALRPT - SOL VAL Reports

 HSCOD - To Change Date (Day End)

 HSOLCOP - SOL Closure

 HSCOLD - SOL Closure for Last Day

 HSSI - Inquire on SOL status